Training Module – Basics of Business Finance

Module 1 :UNIDO/HP LEARNING INITIATIVE FOR ENTREPRENUERS Finance: is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. Corporate finance also includes the tools and analysis utilized to prioritize and distribute financial resources Types of Cost: Several types of costs should be considered when conducting a breakeven analysis. These two are the most relevant. Fixed Cost: These are costs that are the same regardless of how many items you sell. All startup costs, like rent, insurance, and computers, are considered fixed costs because you have to make these expenditures before you…

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Training Module – Profit and Loss Handout

Module 2: PROFIT AND LOSS The course examines the easily overlooked expenses that can affect expenses and provide an avenue to calculate business profit and losses. Profit: a financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something. Loss: The fact or process of losing something like an amount of money lost in a Business Expenses: The cost incurred in or required for something. Hidden Cost: Are expenses that are not normally included in the purchase price for a piece of equipment or machine. These costs normally impact profitability.

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Training Module-Cash Flow Handout

CASH FLOW The course shows the importance of monitoring cash flow and making business decisions based on cash flow. Cash Flow: The total amount of money being transferred into and out of a business. Cash Flow forecasting: is a projection of an organizations future financial position based on anticipated payments and receivables. The process of deriving a cash flow forecast is called cash flow forecasting. Cash Flow Projection: Cash flow projection uses information to forecast the amount of incoming cash and outgoing cash your business will incur at different times. It is use to indicate when your business may be…

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Training Module on Commercial Seed Production for Identified and Registered APPEALS Farmers in Kano State

Seed types are Breeder, Foundation, Registered and Certified seeds. Seed certification is then a quality assurance system whereby seed intended for marketing is subject to official control and inspection. The objectives of seed certification are to ensure genetical identity of a variety, to ensure high degree of physical purity, to ensure freedom from all designation seed borne disease, weeds and other crop seeds.

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Training Module on Commodity aggregation, Access to finance, Operations and Maintenance of Assets among Wholesale farmers

Agricultural commodity aggregation is the first step in agricultural produce marketing. Relatively small-scale supplies from individual farms need bulking into lots that can be readily and economically transported, sorted, processed, and stored by processors, wholesalers, exporters and retailers (main buyers). Two important dimension of aggregation are: 1. If deals take place on the spot or if they are deferred in time, subject to a promise or contract; and 2. if farmers sell their surpluses individually or collectively

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